01
Business and working capital
Funding pathways for cash flow, inventory, debtor support, expansion capital and short-term business needs.
Finance broking and commercial lending
Commercial lending options shaped around the transaction.
Rozis originates, structures and presents commercial finance scenarios to suitable lenders and capital partners, helping borrowers move from requirement to assessable funding pathway.
Commercial finance
Facilities for business purpose, property and growth scenarios.
Every transaction is reviewed on its merits. Rozis considers the borrower profile, loan purpose, available security, timing, commercial rationale and exit strategy before approaching the market.
02
Commercial property
Acquisition, refinance, bridging and release of equity secured by suitable commercial or investment property.
03
Debt restructure
Scenarios where a borrower needs to consolidate, refinance or reposition existing debt into a workable structure.
04
Asset and equipment
Finance pathways for business assets, machinery, vehicles and equipment where suitable lender options are available.
05
Bridging and short-term
Time-sensitive commercial lending where there is a clear repayment, sale, refinance or capital event.
06
Introducer scenarios
Support for brokers, accountants and advisers who need a specialist commercial finance review for their clients.
Broking approach
Good lender matching starts with a clear credit story.
Rozis prepares scenarios so lenders can quickly understand what is being requested, why it is required, how the security supports the facility and how the borrower intends to repay.
Scenario brief
Amount, purpose, borrower, entity structure, security, timing and proposed exit.
Structure review
Facility type, term, LVR, security ranking, documentation and risk considerations.
Market approach
Suitable lender or private credit pathways are approached on a targeted basis.
What to prepare
Documents that help a scenario move faster.
Requirements vary by lender, security and facility type, but early preparation reduces delay.
Borrower profileEntity details, directors, experience, business background and ownership structure.
Loan purposeClear use of funds and supporting evidence such as contracts, invoices, payout statements or project budgets.
SecurityProperty details, valuation reports if available, debt position, title details and security ranking.
Exit strategySale, refinance, business cash flow, capital event or other commercial repayment pathway.
Commercial lending enquiry
Have a business or property-backed finance requirement?
Send Rozis the scenario summary, required amount and timing so the structure can be reviewed before lender engagement.